This is definitely A MUST HAVE BOOK for any household. I haven't been able to stopy talking about it with my co-workers and now even my manager is going to be following in my footsteps. Dave also provides all the forms in the back of his books and th at alone makes budgeting easy. Before I finished the book, I purchased Dave's Financial Peace University and have been listening to the CD's for over 2 weeks now. I recommend this book to anybody looking for a way to breathe, a way out from under all the debt. And its based on results, not pie-in-the-sky fantasies. Reading all the stories from real people gave me the strenght to follow in their footsteps. Its the simplest, most straight-forward game plan for completely making over your money habits. The Total Money Makeover gave me the guideance to take the money and pay of 6 credit cards and I have 4 more to go. It is very motivating and teaches you everything you need to do to get out of debt.I had money sitting in a savings account doing nothing but I kept telling myself it was for a rainy day. Learn the seven steps to financial freedom, the importance of budgeting, and how to. This books is really amazing I finished reading it in a matter of days. The Total Money Makeover' by Dave Ramsey can change your financial future with this exciting book summary.
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